This is the biggest weakness in most people’s budgets. Here’s how to fix it.
“Most people don’t blow up their budget because they’re careless,” one financial planner said. It happens because they neglect this critical detail.
“Most people don’t blow up their budget because they’re careless,” one financial planner said. It happens because they neglect this critical detail.
The Social Security Administration requires 40 credits to qualify for benefits and calculates your benefit using your highest 35 years of earnings.
More young workers are being nudged into these tailored 401(k) accounts. Should you make the switch?
Expenses that made sense during your peak earning years can drain your resources once you stop working.
Subverting the conventional wisdom that the only stock exposure you need is in the broad indexes.
Some Medicare Advantage plans have been quitting unprofitable markets and trimming extra benefits
“I have $650,000 in investments, $250,000 in life insurance and about $150,000 equity in my home.”
<p style="float:right; margin:0 0 10px 15px; width:240px;"><img src="https://images.cointelegraph.com/images/528_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjYtMDEvMDE5Yjk2YTAtNWUyNi03N2UxLThmZDAtYjljMmRjMGZlMjY3LmpwZw==.jpg" alt="Trump raises global tariff rate to 15%, but crypto markets are unfazed" class="type:primaryImage"></p><p>US President Donald Trump is now using alternative legal routes to levy tariffs, but critics say his authority to impose them is still limited.</p>
<p style="float:right; margin:0 0 10px 15px; width:240px;"><img src="https://images.cointelegraph.com/images/528_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjUtMTIvMDE5YjI2YmYtM2ZjMy03ZTA0LWIxNzctMGNiYTNhMWExNzQ1LmpwZw==.jpg" alt="Crypto market retraces almost all 2024-2025 US election pump gains" class="type:primaryImage"></p><p>The crypto market experienced a historic market crash in October that derailed the uptrend and caused investor sentiment to plummet.</p>
<p style="float:right; margin:0 0 10px 15px; width:240px;"><img src="https://images.cointelegraph.com/images/528_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjYtMDIvMDE5YzgxNTUtY2IzMS03Yzk5LWE2MWYtY2QzYTdmMjhhYjM0LmpwZw==.jpg" alt="US lawmakers critical of Trump tariffs, say it will derail economy" class="type:primaryImage"></p><p>The tariffs are just taxes on American businesses and consumers, while providing no benefit to the economy, critics of Trump's policies say.</p>
The Supreme Court decision just made ‘money talks’ with your partner a lot less stressful.
Americans are gloomy about spending despite encouraging inflation and unemployment trends.
IoTeX said it is assessing suspicious activity tied to a token safe, coordinating with exchanges to trace funds after analysts linked the incident to a possible private key compromise.
<p style="float:right; margin:0 0 10px 15px; width:240px;"><img src="https://images.cointelegraph.com/images/528_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjYtMDIvMDE5YzdhZTgtZGY1My03M2U5LTk0MzItYzVmYTRiNWU5ZDYzLmpwZw==.jpg" alt="What’s next for crypto in Europe after Christine Lagarde steps down?" class="type:primaryImage"></p><p>ECB president Christine Lagarde is a crypto skeptic, but her likely successors are no more enthusiastic about cryptocurrencies.</p>
The Supreme Court decision striking down most of the Trump administration’s tariffs adds fuel to a brushfire of concern among economists about the worsening federal debt outlook.
US spot Bitcoin ETFs logged five straight weeks of outflows, with $315.9 million leaving last week as institutional investors de-risk amid macro uncertainty.
<p style="float:right; margin:0 0 10px 15px; width:240px;"><img src="https://images.cointelegraph.com/images/528_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjYtMDIvMDE5YzdmMzMtYWVhMC03ZmEzLThjMDQtYWQxODFjMzkwYjYyLmpwZw==.jpg" alt="Bitcoin $150K price calls are ‘drying up,’ which is healthy: Santiment" class="type:primaryImage"></p><p>Bitcoin “retail optimism is fading,” which may be a healthy indicator as sentiment returns to neutral territory, according to Santiment.</p>
MARA acquires a 64% stake in French computing infrastructure operator Exaion, expanding into AI and cloud services as Bitcoin miners pivot toward data center revenue.
<p style="float:right; margin:0 0 10px 15px; width:240px;"><img src="https://images.cointelegraph.com/images/528_aHR0cHM6Ly9zMy5jb2ludGVsZWdyYXBoLmNvbS91cGxvYWRzLzIwMjYtMDEvMDE5YmMzNjItODQxYS03NzliLTg3YzktMzhmYzVhNzljNGRjLmpwZw==.jpg" alt="Uniswap founder slams scam crypto ads after victim 'lost everything'" class="type:primaryImage"></p><p>Uniswap founder Hayden Adams highlighted a case where a victim lost a “mid-six-figure” portfolio to a fake top search result posing as Uniswap.</p>
Bitcoin only needs a “marginal amount of new demand” to push higher, according to macroeconomist Lyn Alden, who is watching for a potential peak in AI stocks as a signal.